The Peoples Bank is a bank based in Pratt, Kansas, established in 1887, with $548 million in total assets across 5 branches. By Trust Grade it ranks 159th of 186 banks we track in Kansas. Its capital ratio of 7.3% trails most similarly sized banks (9th percentile), versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 3.54% return on assets. No consumer complaints against The Peoples Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Peoples Bank compares to Kansas peers
How we graded The Peoples Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.3% capital ratio)
- Strongly profitable (ROA 3.54%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Peoples Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 121 S Main St, Medicine Lodge, KS 67104
- 102 W Main St, Osborne, KS 67473
- 102 S Oak St, Greensburg, KS 67054
- 136 S Main St, Smith Center, KS 66967
- 222 S Main St, Pratt, KS 67124
Are deposits at The Peoples Bank insured?
Yes. The Peoples Bank is an FDIC-insured bank (FDIC certificate #1147). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Peoples Bank: frequently asked questions
Is The Peoples Bank a good bank?
The Peoples Bank earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (7.3% capital ratio); Strongly profitable (ROA 3.54%).
Is The Peoples Bank FDIC-insured?
Yes. The Peoples Bank is a FDIC-insured bank (FDIC certificate #1147). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Peoples Bank?
The Peoples Bank holds $548 million in total assets, ranking 159th of 186 banks we track in Kansas. It operates 5 branches.
Does The Peoples Bank have CFPB complaints?
No CFPB complaints against The Peoples Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
