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Citizens Bank Of Kansas

Kingman, KS · Est. 1886 · Website ↗
B
Trust Grade
Strong
Score: 82/100

Citizens Bank Of Kansas is a bank based in Kingman, Kansas, established in 1886, with $544 million in total assets across 11 branches. By Trust Grade it ranks 180th of 186 banks we track in Kansas. Its capital ratio of 5.6% trails most similarly sized banks (2th percentile), versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 0.95% return on assets. No consumer complaints against Citizens Bank Of Kansas appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$543.9M
$100M–1B institution
Deposits
$497.5M
Branches
11
Capital ratio
5.6%
Bottom 2% of $100M–1B peers · Kansas median 10.4%
Return on assets
0.9%
Bottom 34% of $100M–1B peers · Kansas median 1.39%
Rank in Kansas
#180
of 186 banks

How Citizens Bank Of Kansas compares to Kansas peers

Capital ratio
Bottom 2% of $100M–1B peers
Citizens Bank
5.6%
Kansas median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 34% of $100M–1B peers
Citizens Bank
0.9%
Kansas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Citizens Bank Of Kansas

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
82/100
Customer experience
n/a
Overall
B · 82
  • Well-capitalized (5.6% capital ratio)
  • Profitable (ROA 0.95%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Citizens Bank Of Kansas over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (11)

  • 104 W Main St, Pretty Prairie, KS 67570
  • 1511 Main St, Winfield, KS 67156
  • 1033 N Buckner St, Derby, KS 67037
  • 120 E Kansas Ave, Medicine Lodge, KS 67104
  • 601 N Rock Rd, Derby, KS 67037
  • 225 Village Rd, El Dorado, KS 67042
  • 300 N Main St, Kingman, KS 67068
  • 8718 W 13th St N, Wichita, KS 67212
  • 4820 E Douglas Ave, Wichita, KS 67208
  • 2330 Ohio St, Augusta, KS 67010
  • 920 N Rock Rd, Derby, KS 67037

Are deposits at Citizens Bank Of Kansas insured?

Yes. Citizens Bank Of Kansas is an FDIC-insured bank (FDIC certificate #4707). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Citizens Bank Of Kansas: frequently asked questions

Is Citizens Bank Of Kansas a good bank?

Citizens Bank Of Kansas earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Well-capitalized (5.6% capital ratio); Profitable (ROA 0.95%).

Is Citizens Bank Of Kansas FDIC-insured?

Yes. Citizens Bank Of Kansas is a FDIC-insured bank (FDIC certificate #4707). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Citizens Bank Of Kansas?

Citizens Bank Of Kansas holds $544 million in total assets, ranking 180th of 186 banks we track in Kansas. It operates 11 branches.

Does Citizens Bank Of Kansas have CFPB complaints?

No CFPB complaints against Citizens Bank Of Kansas appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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