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First National Bank Of Kansas

Burlington, KS · Est. 1902 · Website ↗
D
Trust Grade
Below average
Score: 68/100

First National Bank Of Kansas is a bank based in Burlington, Kansas, established in 1902, with $102 million in total assets across 3 branches. By Trust Grade it ranks 185th of 186 banks we track in Kansas. Its capital ratio of 4.1% trails most similarly sized banks (1th percentile), versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 0.68% return on assets. No consumer complaints against First National Bank Of Kansas appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$101.7M
$100M–1B institution
Deposits
$90.8M
Branches
3
Capital ratio
4.1%
Bottom 1% of $100M–1B peers · Kansas median 10.4%
Return on assets
0.7%
Bottom 20% of $100M–1B peers · Kansas median 1.39%
Rank in Kansas
#185
of 186 banks

How First National Bank Of Kansas compares to Kansas peers

Capital ratio
Bottom 1% of $100M–1B peers
First National
4.1%
Kansas median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 20% of $100M–1B peers
First National
0.7%
Kansas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded First National Bank Of Kansas

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
68/100
Customer experience
n/a
Overall
D · 68
  • Below the well-capitalized threshold (4.1%)
  • Profitable (ROA 0.68%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First National Bank Of Kansas over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 18 Main St, Osage City, KS 66523
  • 600 N 4th St, Burlington, KS 66839
  • 305 Pearson Ave, Waverly, KS 66871

Are deposits at First National Bank Of Kansas insured?

Yes. First National Bank Of Kansas is an FDIC-insured bank (FDIC certificate #4794). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First National Bank Of Kansas: frequently asked questions

Is First National Bank Of Kansas a good bank?

First National Bank Of Kansas earns a Bankzia Trust Grade of D (68/100, "Below average"), based on a financial-strength score of 68/100 (it has no CFPB complaints on record). Below the well-capitalized threshold (4.1%); Profitable (ROA 0.68%).

Is First National Bank Of Kansas FDIC-insured?

Yes. First National Bank Of Kansas is a FDIC-insured bank (FDIC certificate #4794). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First National Bank Of Kansas?

First National Bank Of Kansas holds $102 million in total assets, ranking 185th of 186 banks we track in Kansas. It operates 3 branches.

Does First National Bank Of Kansas have CFPB complaints?

No CFPB complaints against First National Bank Of Kansas appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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