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First National Bank In Fredonia

Fredonia, KS · Est. 1871 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

First National Bank In Fredonia is a bank based in Fredonia, Kansas, established in 1871, with $101 million in total assets across 1 branch. By Trust Grade it ranks 10th of 186 banks we track in Kansas. Its capital ratio of 11.3% is stronger than 66% of similarly sized banks, versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 1.35% return on assets. No consumer complaints against First National Bank In Fredonia appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$101.3M
$100M–1B institution
Deposits
$89.7M
Branches
1
Capital ratio
11.3%
Top 34% of $100M–1B peers · Kansas median 10.4%
Return on assets
1.4%
Top 41% of $100M–1B peers · Kansas median 1.39%
Rank in Kansas
#10
of 186 banks

How First National Bank In Fredonia compares to Kansas peers

Capital ratio
Top 34% of $100M–1B peers
First National
11.3%
Kansas median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 41% of $100M–1B peers
First National
1.4%
Kansas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded First National Bank In Fredonia

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.3% capital ratio)
  • Strongly profitable (ROA 1.35%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First National Bank In Fredonia over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 730 Madison St, Fredonia, KS 66736

Are deposits at First National Bank In Fredonia insured?

Yes. First National Bank In Fredonia is an FDIC-insured bank (FDIC certificate #13798). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First National Bank In Fredonia: frequently asked questions

Is First National Bank In Fredonia a good bank?

First National Bank In Fredonia earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.3% capital ratio); Strongly profitable (ROA 1.35%).

Is First National Bank In Fredonia FDIC-insured?

Yes. First National Bank In Fredonia is a FDIC-insured bank (FDIC certificate #13798). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First National Bank In Fredonia?

First National Bank In Fredonia holds $101 million in total assets, ranking 10th of 186 banks we track in Kansas. It operates 1 branch.

Does First National Bank In Fredonia have CFPB complaints?

No CFPB complaints against First National Bank In Fredonia appear in our data over the analysis window, which is typical for a bank of this size.

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Citizens State Bank And Trust Company
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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