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The Kansas State Bank Overbrook Kansas

Overbrook, KS · Est. 1889 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

The Kansas State Bank Overbrook Kansas is a bank based in Overbrook, Kansas, established in 1889, with $102 million in total assets across 2 branches. By Trust Grade it ranks 103rd of 186 banks we track in Kansas. Its capital ratio of 10.6% is stronger than 58% of similarly sized banks, versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 0.78% return on assets. No consumer complaints against The Kansas State Bank Overbrook Kansas appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$102.5M
$100M–1B institution
Deposits
$85.7M
Branches
2
Capital ratio
10.6%
Top 42% of $100M–1B peers · Kansas median 10.4%
Return on assets
0.8%
Bottom 25% of $100M–1B peers · Kansas median 1.39%
Rank in Kansas
#103
of 186 banks

How The Kansas State Bank Overbrook Kansas compares to Kansas peers

Capital ratio
Top 42% of $100M–1B peers
The Kansas
10.6%
Kansas median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 25% of $100M–1B peers
The Kansas
0.8%
Kansas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The Kansas State Bank Overbrook Kansas

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (10.6% capital ratio)
  • Profitable (ROA 0.78%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Kansas State Bank Overbrook Kansas over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 400 Maple St, Overbrook, KS 66524
  • 321 S Brownie Blvd, Scranton, KS 66537

Are deposits at The Kansas State Bank Overbrook Kansas insured?

Yes. The Kansas State Bank Overbrook Kansas is an FDIC-insured bank (FDIC certificate #1865). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Kansas State Bank Overbrook Kansas: frequently asked questions

Is The Kansas State Bank Overbrook Kansas a good bank?

The Kansas State Bank Overbrook Kansas earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (10.6% capital ratio); Profitable (ROA 0.78%).

Is The Kansas State Bank Overbrook Kansas FDIC-insured?

Yes. The Kansas State Bank Overbrook Kansas is a FDIC-insured bank (FDIC certificate #1865). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Kansas State Bank Overbrook Kansas?

The Kansas State Bank Overbrook Kansas holds $102 million in total assets, ranking 103rd of 186 banks we track in Kansas. It operates 2 branches.

Does The Kansas State Bank Overbrook Kansas have CFPB complaints?

No CFPB complaints against The Kansas State Bank Overbrook Kansas appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

First National Bank Of Kansas
bank · Burlington, KS · $102M assets
First National Bank In Fredonia
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Johnson State Bank
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Exchange State Bank
bank · Saint Paul, KS · $105M assets
Citizens State Bank And Trust Company
bank · Hiawatha, KS · $106M assets
Integrity Bank
bank · Fowler, KS · $99M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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