Citizens State Bank And Trust Company is a bank based in Hiawatha, Kansas, established in 1907, with $106 million in total assets across 2 branches. By Trust Grade it ranks 80th of 186 banks we track in Kansas. Its capital ratio of 17.4% is stronger than 95% of similarly sized banks, versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 2.00% return on assets. No consumer complaints against Citizens State Bank And Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Citizens State Bank And Trust Company compares to Kansas peers
How we graded Citizens State Bank And Trust Company
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (17.4% capital ratio)
- Strongly profitable (ROA 2.00%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Citizens State Bank And Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 800 Oregon St, Hiawatha, KS 66434
- 610 Oregon St, Hiawatha, KS 66434
Are deposits at Citizens State Bank And Trust Company insured?
Yes. Citizens State Bank And Trust Company is an FDIC-insured bank (FDIC certificate #5830). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Citizens State Bank And Trust Company: frequently asked questions
Is Citizens State Bank And Trust Company a good bank?
Citizens State Bank And Trust Company earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (17.4% capital ratio); Strongly profitable (ROA 2.00%).
Is Citizens State Bank And Trust Company FDIC-insured?
Yes. Citizens State Bank And Trust Company is a FDIC-insured bank (FDIC certificate #5830). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Citizens State Bank And Trust Company?
Citizens State Bank And Trust Company holds $106 million in total assets, ranking 80th of 186 banks we track in Kansas. It operates 2 branches.
Does Citizens State Bank And Trust Company have CFPB complaints?
No CFPB complaints against Citizens State Bank And Trust Company appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
