Southwind Bank is a bank based in Natoma, Kansas, established in 1909, with $183 million in total assets across 2 branches. By Trust Grade it ranks 169th of 186 banks we track in Kansas. Its capital ratio of 6.7% trails most similarly sized banks (5th percentile), versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 1.24% return on assets. No consumer complaints against Southwind Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Southwind Bank compares to Kansas peers
How we graded Southwind Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (6.7% capital ratio)
- Strongly profitable (ROA 1.24%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Southwind Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 436 N Main St, Russell, KS 67665
- 702 N 2nd St, Natoma, KS 67651
Are deposits at Southwind Bank insured?
Yes. Southwind Bank is an FDIC-insured bank (FDIC certificate #4735). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Southwind Bank: frequently asked questions
Is Southwind Bank a good bank?
Southwind Bank earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (6.7% capital ratio); Strongly profitable (ROA 1.24%).
Is Southwind Bank FDIC-insured?
Yes. Southwind Bank is a FDIC-insured bank (FDIC certificate #4735). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Southwind Bank?
Southwind Bank holds $183 million in total assets, ranking 169th of 186 banks we track in Kansas. It operates 2 branches.
Does Southwind Bank have CFPB complaints?
No CFPB complaints against Southwind Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
