Skip to main content
bank

Garden Plain State Bank

Wichita, KS · Est. 1966 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Garden Plain State Bank is a bank based in Wichita, Kansas, established in 1966, with $186 million in total assets across 2 branches. By Trust Grade it ranks 45th of 186 banks we track in Kansas. Its capital ratio of 14.4% is stronger than 87% of similarly sized banks, versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 1.81% return on assets. No consumer complaints against Garden Plain State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$186.4M
$100M–1B institution
Deposits
$158.2M
Branches
2
Capital ratio
14.4%
Top 13% of $100M–1B peers · Kansas median 10.4%
Return on assets
1.8%
Top 18% of $100M–1B peers · Kansas median 1.39%
Rank in Kansas
#45
of 186 banks

How Garden Plain State Bank compares to Kansas peers

Capital ratio
Top 13% of $100M–1B peers
Garden Plain
14.4%
Kansas median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 18% of $100M–1B peers
Garden Plain
1.8%
Kansas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Garden Plain State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (14.4% capital ratio)
  • Strongly profitable (ROA 1.81%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Garden Plain State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 10526 W Maple St, Wichita, KS 67209
  • 525 N Main St, Garden Plain, KS 67050

Are deposits at Garden Plain State Bank insured?

Yes. Garden Plain State Bank is an FDIC-insured bank (FDIC certificate #19687). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Garden Plain State Bank: frequently asked questions

Is Garden Plain State Bank a good bank?

Garden Plain State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.4% capital ratio); Strongly profitable (ROA 1.81%).

Is Garden Plain State Bank FDIC-insured?

Yes. Garden Plain State Bank is a FDIC-insured bank (FDIC certificate #19687). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Garden Plain State Bank?

Garden Plain State Bank holds $186 million in total assets, ranking 45th of 186 banks we track in Kansas. It operates 2 branches.

Does Garden Plain State Bank have CFPB complaints?

No CFPB complaints against Garden Plain State Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

American Bank Of Baxter Springs
bank · Baxter Springs, KS · $187M assets
Citizens Federal Savings Bank
bank · Leavenworth, KS · $188M assets
Southwind Bank
bank · Natoma, KS · $183M assets
Lyons Federal Bank
bank · Lyons, KS · $191M assets
The Solomon State Bank
bank · Solomon, KS · $182M assets
Community Bank
bank · Topeka, KS · $181M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →