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American Bank Of Baxter Springs

Baxter Springs, KS · Est. 1917 · Website ↗
A
Trust Grade
Excellent
Score: 94/100

American Bank Of Baxter Springs is a bank based in Baxter Springs, Kansas, established in 1917, with $187 million in total assets across 3 branches. By Trust Grade it ranks 122nd of 186 banks we track in Kansas. Its capital ratio of 9.0% trails most similarly sized banks (29th percentile), versus a Kansas median of 10.4%. It was profitable over the most recent period, with a 1.15% return on assets. No consumer complaints against American Bank Of Baxter Springs appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$187.2M
$100M–1B institution
Deposits
$169.9M
Branches
3
Capital ratio
9.0%
Bottom 29% of $100M–1B peers · Kansas median 10.4%
Return on assets
1.1%
Bottom 47% of $100M–1B peers · Kansas median 1.39%
Rank in Kansas
#122
of 186 banks

How American Bank Of Baxter Springs compares to Kansas peers

Capital ratio
Bottom 29% of $100M–1B peers
American Bank
9.0%
Kansas median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 47% of $100M–1B peers
American Bank
1.1%
Kansas median
1.4%
Higher ROA = more profitable relative to asset base

How we graded American Bank Of Baxter Springs

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Well-capitalized (9.0% capital ratio)
  • Strongly profitable (ROA 1.15%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for American Bank Of Baxter Springs over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 810 E Maple St, Columbus, KS 66725
  • 1201 Military Ave, Baxter Springs, KS 66713
  • 901 E 7th St, Galena, KS 66739

Are deposits at American Bank Of Baxter Springs insured?

Yes. American Bank Of Baxter Springs is an FDIC-insured bank (FDIC certificate #4624). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

American Bank Of Baxter Springs: frequently asked questions

Is American Bank Of Baxter Springs a good bank?

American Bank Of Baxter Springs earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Well-capitalized (9.0% capital ratio); Strongly profitable (ROA 1.15%).

Is American Bank Of Baxter Springs FDIC-insured?

Yes. American Bank Of Baxter Springs is a FDIC-insured bank (FDIC certificate #4624). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is American Bank Of Baxter Springs?

American Bank Of Baxter Springs holds $187 million in total assets, ranking 122nd of 186 banks we track in Kansas. It operates 3 branches.

Does American Bank Of Baxter Springs have CFPB complaints?

No CFPB complaints against American Bank Of Baxter Springs appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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