Bedford Loan & Deposit Bank is a bank based in Bedford, Kentucky, established in 1891, with $120 million in total assets across 3 branches. By Trust Grade it ranks 43rd of 120 banks we track in Kentucky. Its capital ratio of 12.9% is stronger than 80% of similarly sized banks, versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 0.77% return on assets. No consumer complaints against Bedford Loan & Deposit Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Bedford Loan & Deposit Bank compares to Kentucky peers
How we graded Bedford Loan & Deposit Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.9% capital ratio)
- Profitable (ROA 0.77%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Bedford Loan & Deposit Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 1010 New Moody Ln, Lagrange, KY 40031
- 973 Pendleton Rd, Pendleton, KY 40055
- 45 Highway 42 E, Bedford, KY 40006
Are deposits at Bedford Loan & Deposit Bank insured?
Yes. Bedford Loan & Deposit Bank is an FDIC-insured bank (FDIC certificate #11355). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Bedford Loan & Deposit Bank: frequently asked questions
Is Bedford Loan & Deposit Bank a good bank?
Bedford Loan & Deposit Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (12.9% capital ratio); Profitable (ROA 0.77%).
Is Bedford Loan & Deposit Bank FDIC-insured?
Yes. Bedford Loan & Deposit Bank is a FDIC-insured bank (FDIC certificate #11355). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Bedford Loan & Deposit Bank?
Bedford Loan & Deposit Bank holds $120 million in total assets, ranking 43rd of 120 banks we track in Kentucky. It operates 3 branches.
Does Bedford Loan & Deposit Bank have CFPB complaints?
No CFPB complaints against Bedford Loan & Deposit Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
