Bank Of The Mountains, Inc. is a bank based in West Liberty, Kentucky, established in 1973, with $100 million in total assets across 3 branches. By Trust Grade it ranks 83rd of 120 banks we track in Kentucky. Its capital ratio of 9.2% trails most similarly sized banks (34th percentile), versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 0.40% return on assets. No consumer complaints against Bank Of The Mountains, Inc. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Bank Of The Mountains, Inc. compares to Kentucky peers
How we graded Bank Of The Mountains, Inc.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.2% capital ratio)
- Profitable (ROA 0.40%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Bank Of The Mountains, Inc. over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 204 Court St, West Liberty, KY 41472
- 38 Meeting House Br, Ezel, KY 41425
- 1645 W Main St, Index, KY 41472
Are deposits at Bank Of The Mountains, Inc. insured?
Yes. Bank Of The Mountains, Inc. is an FDIC-insured bank (FDIC certificate #21219). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Bank Of The Mountains, Inc.: frequently asked questions
Is Bank Of The Mountains, Inc. a good bank?
Bank Of The Mountains, Inc. earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (9.2% capital ratio); Profitable (ROA 0.40%).
Is Bank Of The Mountains, Inc. FDIC-insured?
Yes. Bank Of The Mountains, Inc. is a FDIC-insured bank (FDIC certificate #21219). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Bank Of The Mountains, Inc.?
Bank Of The Mountains, Inc. holds $100 million in total assets, ranking 83rd of 120 banks we track in Kentucky. It operates 3 branches.
Does Bank Of The Mountains, Inc. have CFPB complaints?
No CFPB complaints against Bank Of The Mountains, Inc. appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
