Skip to main content
bank

Bank Of Buffalo

Buffalo, KY · Est. 1901 · Website ↗
A
Trust Grade
Excellent
Score: 94/100

Bank Of Buffalo is a bank based in Buffalo, Kentucky, established in 1901, with $135 million in total assets across 3 branches. By Trust Grade it ranks 64th of 120 banks we track in Kentucky. Its capital ratio of 8.8% trails most similarly sized banks (27th percentile), versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 1.46% return on assets. No consumer complaints against Bank Of Buffalo appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$134.7M
$100M–1B institution
Deposits
$108.7M
Branches
3
Capital ratio
8.8%
Bottom 27% of $100M–1B peers · Kentucky median 9.6%
Return on assets
1.5%
Top 35% of $100M–1B peers · Kentucky median 1.27%
Rank in Kentucky
#64
of 120 banks

How Bank Of Buffalo compares to Kentucky peers

Capital ratio
Bottom 27% of $100M–1B peers
Bank Of
8.8%
Kentucky median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Top 35% of $100M–1B peers
Bank Of
1.5%
Kentucky median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Bank Of Buffalo

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Well-capitalized (8.8% capital ratio)
  • Strongly profitable (ROA 1.46%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bank Of Buffalo over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 2441 Greensburg Rd, Buffalo, KY 42716
  • 2375 Lincoln Farm Rd, Hodgenville, KY 42748
  • 2708 N Jackson Hwy, Canmer, KY 42722

Are deposits at Bank Of Buffalo insured?

Yes. Bank Of Buffalo is an FDIC-insured bank (FDIC certificate #2733). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bank Of Buffalo: frequently asked questions

Is Bank Of Buffalo a good bank?

Bank Of Buffalo earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Well-capitalized (8.8% capital ratio); Strongly profitable (ROA 1.46%).

Is Bank Of Buffalo FDIC-insured?

Yes. Bank Of Buffalo is a FDIC-insured bank (FDIC certificate #2733). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bank Of Buffalo?

Bank Of Buffalo holds $135 million in total assets, ranking 64th of 120 banks we track in Kentucky. It operates 3 branches.

Does Bank Of Buffalo have CFPB complaints?

No CFPB complaints against Bank Of Buffalo appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

The Peoples Bank
bank · Marion, KY · $135M assets
Independent Correspondent Bankers' Bank, Inc.
bank · Frankfort, KY · $142M assets
Bank Of Cadiz And Trust Company
bank · Cadiz, KY · $143M assets
The Peoples Bank
bank · Taylorsville, KY · $143M assets
Hyden Citizens Bank
bank · Hyden, KY · $144M assets
Fredonia Valley Bank
bank · Fredonia, KY · $120M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →