Peoples Bank, Mt. Washington is a bank based in Mount Washington, Kentucky, established in 1909, with $120 million in total assets across 2 branches. By Trust Grade it ranks 85th of 120 banks we track in Kentucky. Its capital ratio of 8.0% trails most similarly sized banks (15th percentile), versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 1.91% return on assets. No consumer complaints against Peoples Bank, Mt. Washington appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Peoples Bank, Mt. Washington compares to Kentucky peers
How we graded Peoples Bank, Mt. Washington
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.0% capital ratio)
- Strongly profitable (ROA 1.91%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Peoples Bank, Mt. Washington over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 415 Oakbrooke Dr, Mount Washington, KY 40047
- 201 N Bardstown Rd, Mount Washington, KY 40047
Are deposits at Peoples Bank, Mt. Washington insured?
Yes. Peoples Bank, Mt. Washington is an FDIC-insured bank (FDIC certificate #5847). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Peoples Bank, Mt. Washington: frequently asked questions
Is Peoples Bank, Mt. Washington a good bank?
Peoples Bank, Mt. Washington earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (8.0% capital ratio); Strongly profitable (ROA 1.91%).
Is Peoples Bank, Mt. Washington FDIC-insured?
Yes. Peoples Bank, Mt. Washington is a FDIC-insured bank (FDIC certificate #5847). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Peoples Bank, Mt. Washington?
Peoples Bank, Mt. Washington holds $120 million in total assets, ranking 85th of 120 banks we track in Kentucky. It operates 2 branches.
Does Peoples Bank, Mt. Washington have CFPB complaints?
No CFPB complaints against Peoples Bank, Mt. Washington appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
