Independent Correspondent Bankers' Bank, Inc. is a bank based in Frankfort, Kentucky, established in 1988, with $142 million in total assets across 1 branch. By Trust Grade it ranks 63rd of 120 banks we track in Kentucky. Its capital ratio of 14.7% is stronger than 88% of similarly sized banks, versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 0.56% return on assets. No consumer complaints against Independent Correspondent Bankers' Bank, Inc. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Independent Correspondent Bankers' Bank, Inc. compares to Kentucky peers
How we graded Independent Correspondent Bankers' Bank, Inc.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.7% capital ratio)
- Profitable (ROA 0.56%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Independent Correspondent Bankers' Bank, Inc. over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 107 Progress Dr, Frankfort, KY 40601
Are deposits at Independent Correspondent Bankers' Bank, Inc. insured?
Yes. Independent Correspondent Bankers' Bank, Inc. is an FDIC-insured bank (FDIC certificate #27219). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Independent Correspondent Bankers' Bank, Inc.: frequently asked questions
Is Independent Correspondent Bankers' Bank, Inc. a good bank?
Independent Correspondent Bankers' Bank, Inc. earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (14.7% capital ratio); Profitable (ROA 0.56%).
Is Independent Correspondent Bankers' Bank, Inc. FDIC-insured?
Yes. Independent Correspondent Bankers' Bank, Inc. is a FDIC-insured bank (FDIC certificate #27219). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Independent Correspondent Bankers' Bank, Inc.?
Independent Correspondent Bankers' Bank, Inc. holds $142 million in total assets, ranking 63rd of 120 banks we track in Kentucky. It operates 1 branch.
Does Independent Correspondent Bankers' Bank, Inc. have CFPB complaints?
No CFPB complaints against Independent Correspondent Bankers' Bank, Inc. appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
