Hyden Citizens Bank is a bank based in Hyden, Kentucky, established in 1904, with $144 million in total assets across 4 branches. By Trust Grade it ranks 108th of 120 banks we track in Kentucky. Its capital ratio of 6.5% trails most similarly sized banks (5th percentile), versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 1.02% return on assets. No consumer complaints against Hyden Citizens Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Hyden Citizens Bank compares to Kentucky peers
How we graded Hyden Citizens Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (6.5% capital ratio)
- Strongly profitable (ROA 1.02%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Hyden Citizens Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 5244 Kentucky Highway 80, Wooton, KY 41776
- 110 Highway 80, Hyden, KY 41749
- 22023 Main St, Hyden, KY 41749
- 13020 U.S. 421, Hoskinston, KY 40844
Are deposits at Hyden Citizens Bank insured?
Yes. Hyden Citizens Bank is an FDIC-insured bank (FDIC certificate #281). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Hyden Citizens Bank: frequently asked questions
Is Hyden Citizens Bank a good bank?
Hyden Citizens Bank earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (6.5% capital ratio); Strongly profitable (ROA 1.02%).
Is Hyden Citizens Bank FDIC-insured?
Yes. Hyden Citizens Bank is a FDIC-insured bank (FDIC certificate #281). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Hyden Citizens Bank?
Hyden Citizens Bank holds $144 million in total assets, ranking 108th of 120 banks we track in Kentucky. It operates 4 branches.
Does Hyden Citizens Bank have CFPB complaints?
No CFPB complaints against Hyden Citizens Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
