Skip to main content
bank

Citizens Bank Of Cumberland County, Inc.

Burkesville, KY · Est. 2000 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Citizens Bank Of Cumberland County, Inc. is a bank based in Burkesville, Kentucky, established in 2000, with $95 million in total assets across 1 branch. By Trust Grade it ranks 26th of 120 banks we track in Kentucky. Its capital ratio of 11.7% trails most similarly sized banks (47th percentile), versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 1.90% return on assets. No consumer complaints against Citizens Bank Of Cumberland County, Inc. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$94.8M
<$100M institution
Deposits
$81.5M
Branches
1
Capital ratio
11.7%
Bottom 47% of <$100M peers · Kentucky median 9.6%
Return on assets
1.9%
Top 11% of <$100M peers · Kentucky median 1.27%
Rank in Kentucky
#26
of 120 banks

How Citizens Bank Of Cumberland County, Inc. compares to Kentucky peers

Capital ratio
Bottom 47% of <$100M peers
Citizens Bank
11.7%
Kentucky median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Top 11% of <$100M peers
Citizens Bank
1.9%
Kentucky median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Citizens Bank Of Cumberland County, Inc.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.7% capital ratio)
  • Strongly profitable (ROA 1.90%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Citizens Bank Of Cumberland County, Inc. over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 209 Keen St, Burkesville, KY 42717

Are deposits at Citizens Bank Of Cumberland County, Inc. insured?

Yes. Citizens Bank Of Cumberland County, Inc. is an FDIC-insured bank (FDIC certificate #35442). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Citizens Bank Of Cumberland County, Inc.: frequently asked questions

Is Citizens Bank Of Cumberland County, Inc. a good bank?

Citizens Bank Of Cumberland County, Inc. earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.7% capital ratio); Strongly profitable (ROA 1.90%).

Is Citizens Bank Of Cumberland County, Inc. FDIC-insured?

Yes. Citizens Bank Of Cumberland County, Inc. is a FDIC-insured bank (FDIC certificate #35442). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Citizens Bank Of Cumberland County, Inc.?

Citizens Bank Of Cumberland County, Inc. holds $95 million in total assets, ranking 26th of 120 banks we track in Kentucky. It operates 1 branch.

Does Citizens Bank Of Cumberland County, Inc. have CFPB complaints?

No CFPB complaints against Citizens Bank Of Cumberland County, Inc. appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Bank Of The Mountains, Inc.
bank · West Liberty, KY · $100M assets
Owingsville Banking Company
bank · Owingsville, KY · $101M assets
First Federal Savings And Loan Association
bank · Hazard, KY · $87M assets
The First National Bank Of Brooksville
bank · Brooksville, KY · $74M assets
Security Bank And Trust Co.
bank · Maysville, KY · $72M assets
Clinton Bank
bank · Clinton, KY · $71M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →