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The Cecilian Bank

Cecilia, KY · Est. 1903 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

The Cecilian Bank is a bank based in Cecilia, Kentucky, established in 1903, with $1.6 billion in total assets across 19 branches. By Trust Grade it ranks 33rd of 120 banks we track in Kentucky. Its capital ratio of 10.3% is stronger than 51% of similarly sized banks, versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 1.61% return on assets. No consumer complaints against The Cecilian Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.6B
$1B–10B institution
Deposits
$1.3B
Branches
19
Capital ratio
10.3%
Top 49% of $1B–10B peers · Kentucky median 9.6%
Return on assets
1.6%
Top 23% of $1B–10B peers · Kentucky median 1.27%
Rank in Kentucky
#33
of 120 banks

How The Cecilian Bank compares to Kentucky peers

Capital ratio
Top 49% of $1B–10B peers
The Cecilian
10.3%
Kentucky median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Top 23% of $1B–10B peers
The Cecilian
1.6%
Kentucky median
1.3%
Higher ROA = more profitable relative to asset base

How we graded The Cecilian Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.3% capital ratio)
  • Strongly profitable (ROA 1.61%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Cecilian Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (19)

  • 6151 Rineyville Rd, Rineyville, KY 40162
  • 1808 N Dixie Ave, Elizabethtown, KY 42701
  • 235 E Western Ave, Sonora, KY 42776
  • 402 S Main St, Leitchfield, KY 42754
  • 1211 W Highway 60, Irvington, KY 40146
  • 925 Main St, Munfordville, KY 42765
  • 1625 Elizabethtown Rd, Leitchfield, KY 42754
  • 536 Highland Ave, Vine Grove, KY 40175
  • 2920 Ring Rd, Elizabethtown, KY 42701
  • 245 N Dixie Blvd, Radcliff, KY 40160
  • 3460 Leitchfield Rd, Cecilia, KY 42724
  • 302 Bypass Rd, Brandenburg, KY 40108
  • 104 E Main St, Cecilia, KY 42724
  • 11 East Hiseville Main Street, Hiseville, KY 42152
  • 227 W Dixie Ave, Elizabethtown, KY 42701
  • 607 S.L. Rogers-Wells Blvd, Glasgow, KY 42141
  • 1021 S Main St, Hartford, KY 42347
  • 76 Public Sq, Leitchfield, KY 42754
  • 1119 Old Highway 60, Hardinsburg, KY 40143

Are deposits at The Cecilian Bank insured?

Yes. The Cecilian Bank is an FDIC-insured bank (FDIC certificate #8774). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Cecilian Bank: frequently asked questions

Is The Cecilian Bank a good bank?

The Cecilian Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.3% capital ratio); Strongly profitable (ROA 1.61%).

Is The Cecilian Bank FDIC-insured?

Yes. The Cecilian Bank is a FDIC-insured bank (FDIC certificate #8774). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Cecilian Bank?

The Cecilian Bank holds $1.6 billion in total assets, ranking 33rd of 120 banks we track in Kentucky. It operates 19 branches.

Does The Cecilian Bank have CFPB complaints?

No CFPB complaints against The Cecilian Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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