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Planters Bank, Inc.

Hopkinsville, KY · Est. 1996 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Planters Bank, Inc. is a bank based in Hopkinsville, Kentucky, established in 1996, with $1.9 billion in total assets across 13 branches. By Trust Grade it ranks 25th of 120 banks we track in Kentucky. Its capital ratio of 11.8% is stronger than 76% of similarly sized banks, versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 1.25% return on assets. No consumer complaints against Planters Bank, Inc. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.9B
$1B–10B institution
Deposits
$1.7B
Branches
13
Capital ratio
11.8%
Top 24% of $1B–10B peers · Kentucky median 9.6%
Return on assets
1.3%
Top 47% of $1B–10B peers · Kentucky median 1.27%
Rank in Kentucky
#25
of 120 banks

How Planters Bank, Inc. compares to Kentucky peers

Capital ratio
Top 24% of $1B–10B peers
Planters Bank,
11.8%
Kentucky median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Top 47% of $1B–10B peers
Planters Bank,
1.3%
Kentucky median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Planters Bank, Inc.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.8% capital ratio)
  • Strongly profitable (ROA 1.25%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Planters Bank, Inc. over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (13)

  • 325 Commerce St, Clarksville, TN 37040
  • 796 Us Highway 41 N, Sebree, KY 42455
  • 2251 Westerfield Dr, Providence, KY 42450
  • 50 Oak Hts, Dawson Springs, KY 42408
  • 4195 Fort Campbell Blvd, Hopkinsville, KY 42240
  • 3103 Canton St, Hopkinsville, KY 42240
  • 208 N Jefferson St, Princeton, KY 42445
  • 1835 Madison St, Clarksville, TN 37043
  • 894 Highway 76, Clarksville, TN 37043
  • 495 Dunlop Ln, Clarksville, TN 37040
  • 1430 N Main St, Sturgis, KY 42459
  • 520 N Adams St, Sturgis, KY 42459
  • 1312 S Main St, Hopkinsville, KY 42240

Are deposits at Planters Bank, Inc. insured?

Yes. Planters Bank, Inc. is an FDIC-insured bank (FDIC certificate #34254). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Planters Bank, Inc.: frequently asked questions

Is Planters Bank, Inc. a good bank?

Planters Bank, Inc. earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.8% capital ratio); Strongly profitable (ROA 1.25%).

Is Planters Bank, Inc. FDIC-insured?

Yes. Planters Bank, Inc. is a FDIC-insured bank (FDIC certificate #34254). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Planters Bank, Inc.?

Planters Bank, Inc. holds $1.9 billion in total assets, ranking 25th of 120 banks we track in Kentucky. It operates 13 branches.

Does Planters Bank, Inc. have CFPB complaints?

No CFPB complaints against Planters Bank, Inc. appear in our data over the analysis window, which is typical for a bank of this size.

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The Cecilian Bank
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Traditional Bank, Inc.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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