Whitaker Bank is a bank based in Lexington, Kentucky, established in 1990, with $1.9 billion in total assets across 46 branches. By Trust Grade it ranks 24th of 120 banks we track in Kentucky. Its capital ratio of 11.4% is stronger than 68% of similarly sized banks, versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 1.42% return on assets. No consumer complaints against Whitaker Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Whitaker Bank compares to Kentucky peers
How we graded Whitaker Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.4% capital ratio)
- Strongly profitable (ROA 1.42%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Whitaker Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (46)
- 39 Public Sq, Lancaster, KY 40444
- 419 Chestnut St, Berea, KY 40403
- 424 Chestnut St, Berea, KY 40403
- 100 N Main St, Corbin, KY 40701
- 101 W Main St, Georgetown, KY 40324
- 30 W Main St, Mount Sterling, KY 40353
- 140 E Main St, Morehead, KY 40351
- 130 W Main St, Frankfort, KY 40601
- 9387 Highway 805, Jenkins, KY 41537
- 2378 Highway 15, Whitesburg, KY 41858
- 9754 Highway 15, Isom, KY 41824
- 322 Danville St, Lancaster, KY 40444
- 102 W Jefferson St, Berea, KY 40403
- 228 Glades Rd, Berea, KY 40403
- 1319 Cumberland Falls Hwy, Corbin, KY 40701
- 1400 Master St, Corbin, KY 40701
- 1025 S Highway 25 W, Williamsburg, KY 40769
- 950 S Broadway St, Georgetown, KY 40324
- 100 Financial Way, Georgetown, KY 40324
- 4085 Camargo Rd, Mount Sterling, KY 40353
- 275 Indian Mound Dr, Mount Sterling, KY 40353
- 264 Versailles Rd, Frankfort, KY 40601
- 1305 Us Highway 127 S, Frankfort, KY 40601
- 4459 Main St, Clay City, KY 40312
- 187 Main St, Whitesburg, KY 41858
- 920 S College St, Harrodsburg, KY 40330
- 303 Richmond Rd N, Berea, KY 40403
- 1157 Berea Rd, Richmond, KY 40475
- 460 Eastern By-Pass, Richmond, KY 40475
- 1000 Brandy Ln, Richmond, KY 40475
- 2510 Nicholasville Rd, Lexington, KY 40503
- 1489 Flemingsburg Rd, Morehead, KY 40351
- 998 Governors Ln, Lexington, KY 40513
- 130 S Main St, Stanton, KY 40380
- 1818 S Ky Highway 15, Hazard, KY 41701
- 2311 Paris Pike, Lexington, KY 40505
- 3750 New Irvine Rd, Waco, KY 40385
- 350 Richmond Street, Mount Vernon, KY 40456
- 777 Morton Blvd, Hazard, KY 41701
- 2001 Pleasant Ridge Dr, Lexington, KY 40509
Are deposits at Whitaker Bank insured?
Yes. Whitaker Bank is an FDIC-insured bank (FDIC certificate #32912). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Whitaker Bank: frequently asked questions
Is Whitaker Bank a good bank?
Whitaker Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.4% capital ratio); Strongly profitable (ROA 1.42%).
Is Whitaker Bank FDIC-insured?
Yes. Whitaker Bank is a FDIC-insured bank (FDIC certificate #32912). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Whitaker Bank?
Whitaker Bank holds $1.9 billion in total assets, ranking 24th of 120 banks we track in Kentucky. It operates 46 branches.
Does Whitaker Bank have CFPB complaints?
No CFPB complaints against Whitaker Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
