River City Bank, Inc. is a bank based in Louisville, Kentucky, established in 1986, with $490 million in total assets across 7 branches. By Trust Grade it ranks 45th of 120 banks we track in Kentucky. Its capital ratio of 9.9% trails most similarly sized banks (45th percentile), versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 0.78% return on assets. No consumer complaints against River City Bank, Inc. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How River City Bank, Inc. compares to Kentucky peers
How we graded River City Bank, Inc.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.9% capital ratio)
- Profitable (ROA 0.78%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for River City Bank, Inc. over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- 10130 Taylorsville Rd, Jeffersontown, KY 40299
- 2501 Bardstown Rd, Louisville, KY 40205
- 7710 Outer Loop, Louisville, KY 40228
- 500 S 6th St, Louisville, KY 40202
- 6308 Greenwood Rd, Louisville, KY 40258
- 14000 Shelbyville Rd, Louisville, KY 40245
- 3511 E 10th St, Jeffersonville, IN 47130
Are deposits at River City Bank, Inc. insured?
Yes. River City Bank, Inc. is an FDIC-insured bank (FDIC certificate #26703). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
River City Bank, Inc.: frequently asked questions
Is River City Bank, Inc. a good bank?
River City Bank, Inc. earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.9% capital ratio); Profitable (ROA 0.78%).
Is River City Bank, Inc. FDIC-insured?
Yes. River City Bank, Inc. is a FDIC-insured bank (FDIC certificate #26703). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is River City Bank, Inc.?
River City Bank, Inc. holds $490 million in total assets, ranking 45th of 120 banks we track in Kentucky. It operates 7 branches.
Does River City Bank, Inc. have CFPB complaints?
No CFPB complaints against River City Bank, Inc. appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
