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Eclipse Bank, Inc.

Louisville, KY · Est. 2005 · Website ↗
B
Trust Grade
Strong
Score: 89/100

Eclipse Bank, Inc. is a bank based in Louisville, Kentucky, established in 2005, with $495 million in total assets across 4 branches. By Trust Grade it ranks 99th of 120 banks we track in Kentucky. Its capital ratio of 8.7% trails most similarly sized banks (24th percentile), versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 0.50% return on assets. No consumer complaints against Eclipse Bank, Inc. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$495.1M
$100M–1B institution
Deposits
$348.4M
Branches
4
Capital ratio
8.7%
Bottom 24% of $100M–1B peers · Kentucky median 9.6%
Return on assets
0.5%
Bottom 13% of $100M–1B peers · Kentucky median 1.27%
Rank in Kentucky
#99
of 120 banks

How Eclipse Bank, Inc. compares to Kentucky peers

Capital ratio
Bottom 24% of $100M–1B peers
Eclipse Bank,
8.7%
Kentucky median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 13% of $100M–1B peers
Eclipse Bank,
0.5%
Kentucky median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Eclipse Bank, Inc.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
B · 89
  • Well-capitalized (8.7% capital ratio)
  • Profitable (ROA 0.50%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Eclipse Bank, Inc. over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 13903 Promenade Green Way, Louisville, KY 40245
  • 400 N Hurstbourne Pkwy, Louisville, KY 40222
  • 203 Broyles Dr, Johnson City, TN 37601
  • 3827 Shelbyville Rd, Louisville, KY 40207

Are deposits at Eclipse Bank, Inc. insured?

Yes. Eclipse Bank, Inc. is an FDIC-insured bank (FDIC certificate #58049). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Eclipse Bank, Inc.: frequently asked questions

Is Eclipse Bank, Inc. a good bank?

Eclipse Bank, Inc. earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (8.7% capital ratio); Profitable (ROA 0.50%).

Is Eclipse Bank, Inc. FDIC-insured?

Yes. Eclipse Bank, Inc. is a FDIC-insured bank (FDIC certificate #58049). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Eclipse Bank, Inc.?

Eclipse Bank, Inc. holds $495 million in total assets, ranking 99th of 120 banks we track in Kentucky. It operates 4 branches.

Does Eclipse Bank, Inc. have CFPB complaints?

No CFPB complaints against Eclipse Bank, Inc. appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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