Peoples Bank Of Kentucky, Inc. is a bank based in Flemingsburg, Kentucky, established in 1906, with $558 million in total assets across 12 branches. By Trust Grade it ranks 115th of 120 banks we track in Kentucky. Its capital ratio of 10.8% is stronger than 59% of similarly sized banks, versus a Kentucky median of 9.6%. It posted a loss over the most recent period (-0.95% return on assets), a point to watch. No consumer complaints against Peoples Bank Of Kentucky, Inc. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Peoples Bank Of Kentucky, Inc. compares to Kentucky peers
How we graded Peoples Bank Of Kentucky, Inc.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.8% capital ratio)
- Unprofitable over the period (ROA -0.95%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Peoples Bank Of Kentucky, Inc. over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (12)
- 106 S Main Cross St, Flemingsburg, KY 41041
- 43 Slate Ave, Owingsville, KY 40360
- 202 E Water St, Flemingsburg, KY 41041
- 7537 Hillsboro Rd, Hillsboro, KY 41049
- 6925 Morehead Rd, Flemingsburg, KY 41041
- 90 Tucker Dr, Maysville, KY 41056
- 6588 Us 68, Mayslick, KY 41055
- 202 Bentley Way, Mount Sterling, KY 40353
- 4561 Iron Works Pike, Lexington, KY 40511
- 197 Windsor Rd, Flemingsburg, KY 41041
- 420 Lions Club Rd, Tollesboro, KY 41189
- 2795 Ky Hwy 801 N., Morehead, KY 40351
Are deposits at Peoples Bank Of Kentucky, Inc. insured?
Yes. Peoples Bank Of Kentucky, Inc. is an FDIC-insured bank (FDIC certificate #16970). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Peoples Bank Of Kentucky, Inc.: frequently asked questions
Is Peoples Bank Of Kentucky, Inc. a good bank?
Peoples Bank Of Kentucky, Inc. earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Strongly capitalized (10.8% capital ratio); Unprofitable over the period (ROA -0.95%).
Is Peoples Bank Of Kentucky, Inc. FDIC-insured?
Yes. Peoples Bank Of Kentucky, Inc. is a FDIC-insured bank (FDIC certificate #16970). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Peoples Bank Of Kentucky, Inc.?
Peoples Bank Of Kentucky, Inc. holds $558 million in total assets, ranking 115th of 120 banks we track in Kentucky. It operates 12 branches.
Does Peoples Bank Of Kentucky, Inc. have CFPB complaints?
No CFPB complaints against Peoples Bank Of Kentucky, Inc. appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
