The Murray Bank is a bank based in Murray, Kentucky, established in 1999, with $551 million in total assets across 3 branches. By Trust Grade it ranks 81st of 120 banks we track in Kentucky. Its capital ratio of 8.5% trails most similarly sized banks (21th percentile), versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 1.99% return on assets. No consumer complaints against The Murray Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Murray Bank compares to Kentucky peers
How we graded The Murray Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.5% capital ratio)
- Strongly profitable (ROA 1.99%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for The Murray Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 700 B North 12th Street, Murray, KY 42071
- 405 Main St, Hazel, KY 42049
- 405 S 12th St, Murray, KY 42071
Are deposits at The Murray Bank insured?
Yes. The Murray Bank is an FDIC-insured bank (FDIC certificate #35161). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Murray Bank: frequently asked questions
Is The Murray Bank a good bank?
The Murray Bank earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (8.5% capital ratio); Strongly profitable (ROA 1.99%).
Is The Murray Bank FDIC-insured?
Yes. The Murray Bank is a FDIC-insured bank (FDIC certificate #35161). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Murray Bank?
The Murray Bank holds $551 million in total assets, ranking 81st of 120 banks we track in Kentucky. It operates 3 branches.
Does The Murray Bank have CFPB complaints?
No CFPB complaints against The Murray Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
