Hearthside Bank Corporation is a bank based in Middlesboro, Kentucky, established in 1920, with $591 million in total assets across 8 branches. By Trust Grade it ranks 74th of 120 banks we track in Kentucky. Its capital ratio of 9.0% trails most similarly sized banks (29th percentile), versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 0.80% return on assets. No consumer complaints against Hearthside Bank Corporation appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Hearthside Bank Corporation compares to Kentucky peers
How we graded Hearthside Bank Corporation
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.0% capital ratio)
- Profitable (ROA 0.80%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Hearthside Bank Corporation over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (8)
- 185 Finance St, Harlan, KY 40831
- 500 Fifth Ave, New Tazewell, TN 37825
- 102 S Cumberland Ave, Harlan, KY 40831
- 300 Main St, Jacksboro, TN 37757
- 1602 Cumberland Ave, Middlesboro, KY 40965
- 111 Washington Ave, Harrogate, TN 37752
- 11140 Kingston Pike, Knoxville, TN 37934
- 119 Pine Street, Pineville, KY 40977
Are deposits at Hearthside Bank Corporation insured?
Yes. Hearthside Bank Corporation is an FDIC-insured bank (FDIC certificate #31236). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Hearthside Bank Corporation: frequently asked questions
Is Hearthside Bank Corporation a good bank?
Hearthside Bank Corporation earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (9.0% capital ratio); Profitable (ROA 0.80%).
Is Hearthside Bank Corporation FDIC-insured?
Yes. Hearthside Bank Corporation is a FDIC-insured bank (FDIC certificate #31236). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Hearthside Bank Corporation?
Hearthside Bank Corporation holds $591 million in total assets, ranking 74th of 120 banks we track in Kentucky. It operates 8 branches.
Does Hearthside Bank Corporation have CFPB complaints?
No CFPB complaints against Hearthside Bank Corporation appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
