Citizens Bank Of Kentucky, Inc. is a bank based in Paintsville, Kentucky, established in 1910, with $686 million in total assets across 12 branches. By Trust Grade it ranks 41st of 120 banks we track in Kentucky. Its capital ratio of 12.9% is stronger than 80% of similarly sized banks, versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 0.95% return on assets. No consumer complaints against Citizens Bank Of Kentucky, Inc. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Citizens Bank Of Kentucky, Inc. compares to Kentucky peers
How we graded Citizens Bank Of Kentucky, Inc.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.9% capital ratio)
- Profitable (ROA 0.95%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Citizens Bank Of Kentucky, Inc. over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (12)
- 620 Broadway St, Paintsville, KY 41240
- 333 Kentucky 321, Paintsville, KY 41240
- Route 114 East Mountain Parkway, Salyersville, KY 41465
- 6474 Kentucky 1428, Allen, KY 41601
- 9674 Kentucky 122, Mc Dowell, KY 41647
- 50 Franklin Cor, Prestonsburg, KY 41653
- 167 S Carol Malone Blvd, Grayson, KY 41143
- 695 Bullion Blvd, Winchester, KY 40391
- 4367 N Mayo Trl, Pikeville, KY 41501
- 247 Hambley Blvd, Pikeville, KY 41501
- 735 Central Ave, Ashland, KY 41101
- 3651 Highway 2565, Louisa, KY 41230
Are deposits at Citizens Bank Of Kentucky, Inc. insured?
Yes. Citizens Bank Of Kentucky, Inc. is an FDIC-insured bank (FDIC certificate #2718). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Citizens Bank Of Kentucky, Inc.: frequently asked questions
Is Citizens Bank Of Kentucky, Inc. a good bank?
Citizens Bank Of Kentucky, Inc. earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (12.9% capital ratio); Profitable (ROA 0.95%).
Is Citizens Bank Of Kentucky, Inc. FDIC-insured?
Yes. Citizens Bank Of Kentucky, Inc. is a FDIC-insured bank (FDIC certificate #2718). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Citizens Bank Of Kentucky, Inc.?
Citizens Bank Of Kentucky, Inc. holds $686 million in total assets, ranking 41st of 120 banks we track in Kentucky. It operates 12 branches.
Does Citizens Bank Of Kentucky, Inc. have CFPB complaints?
No CFPB complaints against Citizens Bank Of Kentucky, Inc. appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
