Fnb Bank, Inc. is a bank based in Mayfield, Kentucky, established in 1875, with $766 million in total assets across 11 branches. By Trust Grade it ranks 91st of 120 banks we track in Kentucky. Its capital ratio of 7.8% trails most similarly sized banks (12th percentile), versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 1.31% return on assets. No consumer complaints against Fnb Bank, Inc. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Fnb Bank, Inc. compares to Kentucky peers
How we graded Fnb Bank, Inc.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.8% capital ratio)
- Strongly profitable (ROA 1.31%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Fnb Bank, Inc. over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (11)
- 101 E Broadway, Mayfield, KY 42066
- 9606 Highway 45 S., Wingo, KY 42088
- 1197 Canton Rd, Cadiz, KY 42211
- 310 Charles Dr, Mayfield, KY 42066
- 3445 Lone Oak Rd, Paducah, KY 42003
- 1445 Lowes Dr, Murray, KY 42071
- 101 E Broadway, Mayfield, KY 42066
- 611 S 12th St, Murray, KY 42071
- 130 Lone Oak Rd, Paducah, KY 42001
- 2558 Main St, Cadiz, KY 42211
- 315w 5th Street, Benton, KY 42025
Are deposits at Fnb Bank, Inc. insured?
Yes. Fnb Bank, Inc. is an FDIC-insured bank (FDIC certificate #2759). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Fnb Bank, Inc.: frequently asked questions
Is Fnb Bank, Inc. a good bank?
Fnb Bank, Inc. earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (7.8% capital ratio); Strongly profitable (ROA 1.31%).
Is Fnb Bank, Inc. FDIC-insured?
Yes. Fnb Bank, Inc. is a FDIC-insured bank (FDIC certificate #2759). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Fnb Bank, Inc.?
Fnb Bank, Inc. holds $766 million in total assets, ranking 91st of 120 banks we track in Kentucky. It operates 11 branches.
Does Fnb Bank, Inc. have CFPB complaints?
No CFPB complaints against Fnb Bank, Inc. appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
