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Farmers Bank And Trust Company

Marion, KY · Est. 1899 · Website ↗
A
Trust Grade
Excellent
Score: 94/100

Farmers Bank And Trust Company is a bank based in Marion, Kentucky, established in 1899, with $772 million in total assets across 10 branches. By Trust Grade it ranks 60th of 120 banks we track in Kentucky. Its capital ratio of 8.8% trails most similarly sized banks (27th percentile), versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 1.87% return on assets. No consumer complaints against Farmers Bank And Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$771.9M
$100M–1B institution
Deposits
$700.9M
Branches
10
Capital ratio
8.8%
Bottom 27% of $100M–1B peers · Kentucky median 9.6%
Return on assets
1.9%
Top 16% of $100M–1B peers · Kentucky median 1.27%
Rank in Kentucky
#60
of 120 banks

How Farmers Bank And Trust Company compares to Kentucky peers

Capital ratio
Bottom 27% of $100M–1B peers
Farmers Bank
8.8%
Kentucky median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Top 16% of $100M–1B peers
Farmers Bank
1.9%
Kentucky median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Farmers Bank And Trust Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Well-capitalized (8.8% capital ratio)
  • Strongly profitable (ROA 1.87%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Farmers Bank And Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (10)

  • 110 N 1st St, Central City, KY 42330
  • 203 N Main St, Marion, KY 42064
  • 216 W Main St, Salem, KY 42078
  • 201 E 3rd St, Livermore, KY 42352
  • 2215 N Main St, Madisonville, KY 42431
  • 112 W Depot St, Greenville, KY 42345
  • 1 Veterans Memorial Blvd, Calhoun, KY 42327
  • 1555 S Green St, Henderson, KY 42420
  • 2009 Scottsville Rd, Bowling Green, KY 42104
  • 201 S Main St, Marion, KY 42064

Are deposits at Farmers Bank And Trust Company insured?

Yes. Farmers Bank And Trust Company is an FDIC-insured bank (FDIC certificate #12869). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Farmers Bank And Trust Company: frequently asked questions

Is Farmers Bank And Trust Company a good bank?

Farmers Bank And Trust Company earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Well-capitalized (8.8% capital ratio); Strongly profitable (ROA 1.87%).

Is Farmers Bank And Trust Company FDIC-insured?

Yes. Farmers Bank And Trust Company is a FDIC-insured bank (FDIC certificate #12869). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Farmers Bank And Trust Company?

Farmers Bank And Trust Company holds $772 million in total assets, ranking 60th of 120 banks we track in Kentucky. It operates 10 branches.

Does Farmers Bank And Trust Company have CFPB complaints?

No CFPB complaints against Farmers Bank And Trust Company appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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