The Sacramento Deposit Bank is a bank based in Sacramento, Kentucky, established in 1895, with $149 million in total assets across 2 branches. By Trust Grade it ranks 101st of 120 banks we track in Kentucky. Its capital ratio of 7.6% trails most similarly sized banks (11th percentile), versus a Kentucky median of 9.6%. It was profitable over the most recent period, with a 2.06% return on assets. No consumer complaints against The Sacramento Deposit Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Sacramento Deposit Bank compares to Kentucky peers
How we graded The Sacramento Deposit Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.6% capital ratio)
- Strongly profitable (ROA 2.06%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Sacramento Deposit Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 335 Main St, Sacramento, KY 42372
- 102 N Main St, Caneyville, KY 42721
Are deposits at The Sacramento Deposit Bank insured?
Yes. The Sacramento Deposit Bank is an FDIC-insured bank (FDIC certificate #8762). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Sacramento Deposit Bank: frequently asked questions
Is The Sacramento Deposit Bank a good bank?
The Sacramento Deposit Bank earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (7.6% capital ratio); Strongly profitable (ROA 2.06%).
Is The Sacramento Deposit Bank FDIC-insured?
Yes. The Sacramento Deposit Bank is a FDIC-insured bank (FDIC certificate #8762). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Sacramento Deposit Bank?
The Sacramento Deposit Bank holds $149 million in total assets, ranking 101st of 120 banks we track in Kentucky. It operates 2 branches.
Does The Sacramento Deposit Bank have CFPB complaints?
No CFPB complaints against The Sacramento Deposit Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
