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The Queenstown Bank Of Maryland

Queenstown, MD · Est. 1899 · Website ↗
96/ 100
Trust Grade
Excellent
96 out of 100

The Queenstown Bank Of Maryland is a bank based in Queenstown, Maryland, established in 1899, with $730 million in total assets across 9 branches. By Trust Grade it ranks 13th of 28 banks we track in Maryland. Its capital ratio of 10.3% is stronger than 52% of similarly sized banks, versus a Maryland median of 11.3%. It was profitable over the most recent period, with a 0.81% return on assets. No consumer complaints against The Queenstown Bank Of Maryland appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$730.4M
$100M–1B institution
Deposits
$650.0M
Branches
9
Capital ratio
10.3%
Top 48% of $100M–1B peers · Maryland median 11.3%
Return on assets
0.8%
Bottom 27% of $100M–1B peers · Maryland median 0.97%
Rank in Maryland
#13
of 28 banks

How The Queenstown Bank Of Maryland compares to Maryland peers

Capital ratio
Top 48% of $100M–1B peers
The Queenstown
10.3%
Maryland median
11.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 27% of $100M–1B peers
The Queenstown
0.8%
Maryland median
1.0%
Higher ROA = more profitable relative to asset base

How we graded The Queenstown Bank Of Maryland

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
96/100
  • Strongly capitalized (10.3% capital ratio)
  • Profitable (ROA 0.81%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for The Queenstown Bank Of Maryland over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (9)

  • U.S. 50 And Maryland 18, Grasonville, MD 21638
  • Castle Marina Road And U.S. Routes 50-301, Chester, MD 21619
  • Routes 8 And 18, Stevensville, MD 21666
  • Route 213 And Coursevall Drive, Centreville, MD 21617
  • 274 N Washington St, Easton, MD 21601
  • 204 E 6th St, Ridgely, MD 21660
  • 7101 Main St, Queenstown, MD 21658
  • 1005 Sudlersville Rd, Church Hill, MD 21623
  • 320 Sunburst Hwy, Cambridge, MD 21613

Are deposits at The Queenstown Bank Of Maryland insured?

Yes. The Queenstown Bank Of Maryland is an FDIC-insured bank (FDIC certificate #8816). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Queenstown Bank Of Maryland: frequently asked questions

Is The Queenstown Bank Of Maryland a good bank?

The Queenstown Bank Of Maryland earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (10.3% capital ratio); Profitable (ROA 0.81%).

Is The Queenstown Bank Of Maryland FDIC-insured?

Yes. The Queenstown Bank Of Maryland is a FDIC-insured bank (FDIC certificate #8816). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Queenstown Bank Of Maryland?

The Queenstown Bank Of Maryland holds $730 million in total assets, ranking 13th of 28 banks we track in Maryland. It operates 9 branches.

Does The Queenstown Bank Of Maryland have CFPB complaints?

No CFPB complaints against The Queenstown Bank Of Maryland appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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