Oneunited Bank is a bank based in Boston, Massachusetts, established in 1982, with $609 million in total assets across 5 branches. By Trust Grade it ranks 90th of 91 banks we track in Massachusetts. Its capital ratio of 9.9% trails most similarly sized banks (45th percentile), versus a Massachusetts median of 10.2%. It posted a loss over the most recent period (-1.04% return on assets), a point to watch. No consumer complaints against Oneunited Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Oneunited Bank compares to Massachusetts peers
How we graded Oneunited Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.9% capital ratio)
- Unprofitable over the period (ROA -1.04%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Oneunited Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 3275 Nw 79th St, Miami, FL 33147
- 185 Devonshire St, Boston, MA 02110
- 3683 Crenshaw Blvd, Los Angeles, CA 90016
- 648 Warren St, Dorchester, MA 02121
- 1495 N Wilmington Ave, Compton, CA 90222
Are deposits at Oneunited Bank insured?
Yes. Oneunited Bank is an FDIC-insured bank (FDIC certificate #23966). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Oneunited Bank: frequently asked questions
Is Oneunited Bank a good bank?
Oneunited Bank earns a Bankzia Trust Grade of C (79/100, "Average"), based on a financial-strength score of 79/100 (it has no CFPB complaints on record). Strongly capitalized (9.9% capital ratio); Unprofitable over the period (ROA -1.04%).
Is Oneunited Bank FDIC-insured?
Yes. Oneunited Bank is a FDIC-insured bank (FDIC certificate #23966). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Oneunited Bank?
Oneunited Bank holds $609 million in total assets, ranking 90th of 91 banks we track in Massachusetts. It operates 5 branches.
Does Oneunited Bank have CFPB complaints?
No CFPB complaints against Oneunited Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
