Middlesex Federal Savings, F.A. is a bank based in Somerville, Massachusetts, established in 1890, with $642 million in total assets across 4 branches. By Trust Grade it ranks 76th of 91 banks we track in Massachusetts. Its capital ratio of 8.8% trails most similarly sized banks (26th percentile), versus a Massachusetts median of 10.2%. It was profitable over the most recent period, with a 0.10% return on assets. No consumer complaints against Middlesex Federal Savings, F.A. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Middlesex Federal Savings, F.A. compares to Massachusetts peers
How we graded Middlesex Federal Savings, F.A.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.8% capital ratio)
- Profitable (ROA 0.10%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Middlesex Federal Savings, F.A. over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 1196 Broadway, Somerville, MA 02144
- 53 Riverside Ave, Medford, MA 02155
- 1 College Ave, Somerville, MA 02144
- 53 Riverside Ave, Medford, MA 02155
Are deposits at Middlesex Federal Savings, F.A. insured?
Yes. Middlesex Federal Savings, F.A. is an FDIC-insured bank (FDIC certificate #28368). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Middlesex Federal Savings, F.A.: frequently asked questions
Is Middlesex Federal Savings, F.A. a good bank?
Middlesex Federal Savings, F.A. earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (8.8% capital ratio); Profitable (ROA 0.10%).
Is Middlesex Federal Savings, F.A. FDIC-insured?
Yes. Middlesex Federal Savings, F.A. is a FDIC-insured bank (FDIC certificate #28368). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Middlesex Federal Savings, F.A.?
Middlesex Federal Savings, F.A. holds $642 million in total assets, ranking 76th of 91 banks we track in Massachusetts. It operates 4 branches.
Does Middlesex Federal Savings, F.A. have CFPB complaints?
No CFPB complaints against Middlesex Federal Savings, F.A. appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
