Haverhill Bank is a bank based in Haverhill, Massachusetts, established in 1877, with $638 million in total assets across 7 branches. By Trust Grade it ranks 62nd of 91 banks we track in Massachusetts. Its capital ratio of 9.5% trails most similarly sized banks (38th percentile), versus a Massachusetts median of 10.2%. It was profitable over the most recent period, with a 0.18% return on assets. No consumer complaints against Haverhill Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Haverhill Bank compares to Massachusetts peers
How we graded Haverhill Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.5% capital ratio)
- Profitable (ROA 0.18%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Haverhill Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- 163 S Main St, Haverhill, MA 01835
- 180 Merrimack St, Haverhill, MA 01830
- 6 Main Street, Merrimac, MA 01860
- 1094 Main St, Haverhill, MA 01830
- 396 Main St, Salem, NH 03079
- 281 Main St, West Newbury, MA 01985
- 180 Merrimack St, Haverhill, MA 01830
Are deposits at Haverhill Bank insured?
Yes. Haverhill Bank is an FDIC-insured bank (FDIC certificate #26411). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Haverhill Bank: frequently asked questions
Is Haverhill Bank a good bank?
Haverhill Bank earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Strongly capitalized (9.5% capital ratio); Profitable (ROA 0.18%).
Is Haverhill Bank FDIC-insured?
Yes. Haverhill Bank is a FDIC-insured bank (FDIC certificate #26411). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Haverhill Bank?
Haverhill Bank holds $638 million in total assets, ranking 62nd of 91 banks we track in Massachusetts. It operates 7 branches.
Does Haverhill Bank have CFPB complaints?
No CFPB complaints against Haverhill Bank appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
