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Walpole Co-Operative Bank

Walpole, MA · Est. 1912 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Walpole Co-Operative Bank is a bank based in Walpole, Massachusetts, established in 1912, with $649 million in total assets across 1 branch. By Trust Grade it ranks 4th of 91 banks we track in Massachusetts. Its capital ratio of 18.7% is stronger than 96% of similarly sized banks, versus a Massachusetts median of 10.2%. It was profitable over the most recent period, with a 1.08% return on assets. No consumer complaints against Walpole Co-Operative Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$649.4M
$100M–1B institution
Deposits
$512.7M
Branches
1
Capital ratio
18.7%
Top 4% of $100M–1B peers · Massachusetts median 10.2%
Return on assets
1.1%
Bottom 43% of $100M–1B peers · Massachusetts median 0.53%
Rank in Massachusetts
#4
of 91 banks

How Walpole Co-Operative Bank compares to Massachusetts peers

Capital ratio
Top 4% of $100M–1B peers
Walpole Co-Operative
18.7%
Massachusetts median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 43% of $100M–1B peers
Walpole Co-Operative
1.1%
Massachusetts median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Walpole Co-Operative Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (18.7% capital ratio)
  • Strongly profitable (ROA 1.08%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Walpole Co-Operative Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 982 Main St, Walpole, MA 02081

Are deposits at Walpole Co-Operative Bank insured?

Yes. Walpole Co-Operative Bank is an FDIC-insured bank (FDIC certificate #26487). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Walpole Co-Operative Bank: frequently asked questions

Is Walpole Co-Operative Bank a good bank?

Walpole Co-Operative Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (18.7% capital ratio); Strongly profitable (ROA 1.08%).

Is Walpole Co-Operative Bank FDIC-insured?

Yes. Walpole Co-Operative Bank is a FDIC-insured bank (FDIC certificate #26487). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Walpole Co-Operative Bank?

Walpole Co-Operative Bank holds $649 million in total assets, ranking 4th of 91 banks we track in Massachusetts. It operates 1 branch.

Does Walpole Co-Operative Bank have CFPB complaints?

No CFPB complaints against Walpole Co-Operative Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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