Martha's Vineyard Bank is a bank based in Edgartown, Massachusetts, established in 1955, with $1.3 billion in total assets across 10 branches. By Trust Grade it ranks 30th of 91 banks we track in Massachusetts. Its capital ratio of 11.2% is stronger than 65% of similarly sized banks, versus a Massachusetts median of 10.2%. It was profitable over the most recent period, with a 0.65% return on assets. No consumer complaints against Martha's Vineyard Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Martha's Vineyard Bank compares to Massachusetts peers
How we graded Martha's Vineyard Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.2% capital ratio)
- Profitable (ROA 0.65%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Martha's Vineyard Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (10)
- 78 Main St, Edgartown, MA 02539
- 490 State Rd, West Tisbury, MA 02575
- 236 Edgartown Vineyard Haven Rd, Edgartown, MA 02539
- 11 State Rd, Vineyard Haven, MA 02568
- 4 Uncas Ave, Oak Bluffs, MA 02557
- 14 Oak Bluffs Avenue, Oak Bluffs, MA 02557
- 517 South Rd, Chilmark, MA 02535
- 2 Water St, Falmouth, MA 02543
- 397 Palmer Ave, Falmouth, MA 02540
- 84 Main St, Falmouth, MA 02540
Are deposits at Martha's Vineyard Bank insured?
Yes. Martha's Vineyard Bank is an FDIC-insured bank (FDIC certificate #90190). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Martha's Vineyard Bank: frequently asked questions
Is Martha's Vineyard Bank a good bank?
Martha's Vineyard Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (11.2% capital ratio); Profitable (ROA 0.65%).
Is Martha's Vineyard Bank FDIC-insured?
Yes. Martha's Vineyard Bank is a FDIC-insured bank (FDIC certificate #90190). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Martha's Vineyard Bank?
Martha's Vineyard Bank holds $1.3 billion in total assets, ranking 30th of 91 banks we track in Massachusetts. It operates 10 branches.
Does Martha's Vineyard Bank have CFPB complaints?
No CFPB complaints against Martha's Vineyard Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
