Webster Five Cents Savings Bank is a bank based in Webster, Massachusetts, established in 1868, with $1.3 billion in total assets across 7 branches. By Trust Grade it ranks 22nd of 91 banks we track in Massachusetts. Its capital ratio of 11.7% is stronger than 74% of similarly sized banks, versus a Massachusetts median of 10.2%. It was profitable over the most recent period, with a 0.73% return on assets. No consumer complaints against Webster Five Cents Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Webster Five Cents Savings Bank compares to Massachusetts peers
How we graded Webster Five Cents Savings Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.7% capital ratio)
- Profitable (ROA 0.73%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Webster Five Cents Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- 136 Thompson Rd, Webster, MA 01570
- 343 Main St, Oxford, MA 01540
- 208 W Main St, Dudley, MA 01571
- 400 Southbridge St, Auburn, MA 01501
- 266 Chandler St, Worcester, MA 01602
- 100 Front St, Worcester, MA 01608
- 261 Grafton St, Shrewsbury, MA 01545
Are deposits at Webster Five Cents Savings Bank insured?
Yes. Webster Five Cents Savings Bank is an FDIC-insured bank (FDIC certificate #90297). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Webster Five Cents Savings Bank: frequently asked questions
Is Webster Five Cents Savings Bank a good bank?
Webster Five Cents Savings Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (11.7% capital ratio); Profitable (ROA 0.73%).
Is Webster Five Cents Savings Bank FDIC-insured?
Yes. Webster Five Cents Savings Bank is a FDIC-insured bank (FDIC certificate #90297). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Webster Five Cents Savings Bank?
Webster Five Cents Savings Bank holds $1.3 billion in total assets, ranking 22nd of 91 banks we track in Massachusetts. It operates 7 branches.
Does Webster Five Cents Savings Bank have CFPB complaints?
No CFPB complaints against Webster Five Cents Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
