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Pentucket Bank

Haverhill, MA · Est. 1891 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

Pentucket Bank is a bank based in Haverhill, Massachusetts, established in 1891, with $1.1 billion in total assets across 6 branches. By Trust Grade it ranks 42nd of 91 banks we track in Massachusetts. Its capital ratio of 10.5% is stronger than 55% of similarly sized banks, versus a Massachusetts median of 10.2%. It was profitable over the most recent period, with a 0.37% return on assets. No consumer complaints against Pentucket Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.1B
$1B–10B institution
Deposits
$877.9M
Branches
6
Capital ratio
10.5%
Top 45% of $1B–10B peers · Massachusetts median 10.2%
Return on assets
0.4%
Bottom 7% of $1B–10B peers · Massachusetts median 0.53%
Rank in Massachusetts
#42
of 91 banks

How Pentucket Bank compares to Massachusetts peers

Capital ratio
Top 45% of $1B–10B peers
Pentucket
10.5%
Massachusetts median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 7% of $1B–10B peers
Pentucket
0.4%
Massachusetts median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Pentucket Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (10.5% capital ratio)
  • Profitable (ROA 0.37%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Pentucket Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 1 Merrimack St, Haverhill, MA 01830
  • 395 Lowell Ave, Haverhill, MA 01832
  • 120 Lincoln Ave, Haverhill, MA 01830
  • 201 State Route 111, Hampstead, NH 03841
  • 234 N Broadway, Salem, NH 03079
  • 1065 Osgood St, North Andover, MA 01845

Are deposits at Pentucket Bank insured?

Yes. Pentucket Bank is an FDIC-insured bank (FDIC certificate #90208). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Pentucket Bank: frequently asked questions

Is Pentucket Bank a good bank?

Pentucket Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (10.5% capital ratio); Profitable (ROA 0.37%).

Is Pentucket Bank FDIC-insured?

Yes. Pentucket Bank is a FDIC-insured bank (FDIC certificate #90208). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Pentucket Bank?

Pentucket Bank holds $1.1 billion in total assets, ranking 42nd of 91 banks we track in Massachusetts. It operates 6 branches.

Does Pentucket Bank have CFPB complaints?

No CFPB complaints against Pentucket Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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