Mountainone Bank is a bank based in North Adams, Massachusetts, established in 1848, with $1.1 billion in total assets across 6 branches. By Trust Grade it ranks 8th of 91 banks we track in Massachusetts. Its capital ratio of 15.7% is stronger than 94% of similarly sized banks, versus a Massachusetts median of 10.2%. It was profitable over the most recent period, with a 1.08% return on assets. No consumer complaints against Mountainone Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Mountainone Bank compares to Massachusetts peers
How we graded Mountainone Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (15.7% capital ratio)
- Strongly profitable (ROA 1.08%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Mountainone Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 795 Main St, Williamstown, MA 01267
- 279 Union St, Rockland, MA 02370
- 93 Main St, North Adams, MA 01247
- 54 Front St, Scituate, MA 02066
- 77 Granite St, Quincy, MA 02169
- 111 Silver Lake Blvd, Pittsfield, MA 01201
Are deposits at Mountainone Bank insured?
Yes. Mountainone Bank is an FDIC-insured bank (FDIC certificate #90253). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Mountainone Bank: frequently asked questions
Is Mountainone Bank a good bank?
Mountainone Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.7% capital ratio); Strongly profitable (ROA 1.08%).
Is Mountainone Bank FDIC-insured?
Yes. Mountainone Bank is a FDIC-insured bank (FDIC certificate #90253). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Mountainone Bank?
Mountainone Bank holds $1.1 billion in total assets, ranking 8th of 91 banks we track in Massachusetts. It operates 6 branches.
Does Mountainone Bank have CFPB complaints?
No CFPB complaints against Mountainone Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
