Onelocal Bank is a bank based in Norwood, Massachusetts, established in 1889, with $1.1 billion in total assets across 4 branches. By Trust Grade it ranks 11th of 91 banks we track in Massachusetts. Its capital ratio of 13.6% is stronger than 88% of similarly sized banks, versus a Massachusetts median of 10.2%. It was profitable over the most recent period, with a 0.91% return on assets. No consumer complaints against Onelocal Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Onelocal Bank compares to Massachusetts peers
How we graded Onelocal Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.6% capital ratio)
- Profitable (ROA 0.91%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Onelocal Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 160 Main St, Norfolk, MA 02056
- 129 South St, Plainville, MA 02762
- 11 Central St, Norwood, MA 02062
- 1 Central St, Foxboro, MA 02035
Are deposits at Onelocal Bank insured?
Yes. Onelocal Bank is an FDIC-insured bank (FDIC certificate #26555). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Onelocal Bank: frequently asked questions
Is Onelocal Bank a good bank?
Onelocal Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (13.6% capital ratio); Profitable (ROA 0.91%).
Is Onelocal Bank FDIC-insured?
Yes. Onelocal Bank is a FDIC-insured bank (FDIC certificate #26555). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Onelocal Bank?
Onelocal Bank holds $1.1 billion in total assets, ranking 11th of 91 banks we track in Massachusetts. It operates 4 branches.
Does Onelocal Bank have CFPB complaints?
No CFPB complaints against Onelocal Bank appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
