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Clinton Savings Bank

Clinton, MA · Est. 1851 · Website ↗
85/ 100
Trust Grade
Strong
85 out of 100

Clinton Savings Bank is a bank based in Clinton, Massachusetts, established in 1851, with $729 million in total assets across 9 branches. By Trust Grade it ranks 81st of 91 banks we track in Massachusetts. Its capital ratio of 8.0% trails most similarly sized banks (16th percentile), versus a Massachusetts median of 10.2%. It was profitable over the most recent period, with a 0.24% return on assets. No consumer complaints against Clinton Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$728.9M
$100M–1B institution
Deposits
$583.1M
Branches
9
Capital ratio
8.0%
Bottom 16% of $100M–1B peers · Massachusetts median 10.2%
Return on assets
0.2%
Bottom 7% of $100M–1B peers · Massachusetts median 0.53%
Rank in Massachusetts
#81
of 91 banks

How Clinton Savings Bank compares to Massachusetts peers

Capital ratio
Bottom 16% of $100M–1B peers
Clinton Savings
8.0%
Massachusetts median
10.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 7% of $100M–1B peers
Clinton Savings
0.2%
Massachusetts median
0.5%
Higher ROA = more profitable relative to asset base

How we graded Clinton Savings Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
85/100
Customer experience
n/a
Overall
85/100
  • Well-capitalized (8.0% capital ratio)
  • Profitable (ROA 0.24%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Clinton Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (9)

  • 200 Church St, Clinton, MA 01510
  • 562 Main St, Bolton, MA 01740
  • 1 Main St, Sterling, MA 01564
  • 35 Central St, Berlin, MA 01503
  • 306 W Boylston St, West Boylston, MA 01583
  • 81 D Shrewsbury Street, Boylston, MA 01505
  • 1001 Main St, Boylston, MA 01505
  • 1001 Main St, Boylston, MA 01505
  • 200 Hartford Tpke, Shrewsbury, MA 01545

Are deposits at Clinton Savings Bank insured?

Yes. Clinton Savings Bank is an FDIC-insured bank (FDIC certificate #90181). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Clinton Savings Bank: frequently asked questions

Is Clinton Savings Bank a good bank?

Clinton Savings Bank earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (8.0% capital ratio); Profitable (ROA 0.24%).

Is Clinton Savings Bank FDIC-insured?

Yes. Clinton Savings Bank is a FDIC-insured bank (FDIC certificate #90181). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Clinton Savings Bank?

Clinton Savings Bank holds $729 million in total assets, ranking 81st of 91 banks we track in Massachusetts. It operates 9 branches.

Does Clinton Savings Bank have CFPB complaints?

No CFPB complaints against Clinton Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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