Bay Port State Bank is a bank based in Bay Port, Michigan, established in 1938, with $150 million in total assets across 4 branches. By Trust Grade it ranks 7th of 73 banks we track in Michigan. Its capital ratio of 10.7% is stronger than 58% of similarly sized banks, versus a Michigan median of 9.6%. It was profitable over the most recent period, with a 1.24% return on assets. No consumer complaints against Bay Port State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Bay Port State Bank compares to Michigan peers
How we graded Bay Port State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.7% capital ratio)
- Strongly profitable (ROA 1.24%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Bay Port State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 1 S Caseville Rd, Pigeon, MI 48755
- 796 N Van Dyke Rd, Bad Axe, MI 48413
- 668 Unionville Rd, Sebewaing, MI 48759
- 9840 Main St, Bay Port, MI 48720
Are deposits at Bay Port State Bank insured?
Yes. Bay Port State Bank is an FDIC-insured bank (FDIC certificate #15585). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Bay Port State Bank: frequently asked questions
Is Bay Port State Bank a good bank?
Bay Port State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.7% capital ratio); Strongly profitable (ROA 1.24%).
Is Bay Port State Bank FDIC-insured?
Yes. Bay Port State Bank is a FDIC-insured bank (FDIC certificate #15585). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Bay Port State Bank?
Bay Port State Bank holds $150 million in total assets, ranking 7th of 73 banks we track in Michigan. It operates 4 branches.
Does Bay Port State Bank have CFPB complaints?
No CFPB complaints against Bay Port State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
