Sidney State Bank is a bank based in Sidney, Michigan, established in 1921, with $143 million in total assets across 3 branches. By Trust Grade it ranks 33rd of 73 banks we track in Michigan. Its capital ratio of 9.2% trails most similarly sized banks (34th percentile), versus a Michigan median of 9.6%. It was profitable over the most recent period, with a 1.94% return on assets. No consumer complaints against Sidney State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Sidney State Bank compares to Michigan peers
How we graded Sidney State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.2% capital ratio)
- Strongly profitable (ROA 1.94%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Sidney State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 3016 W Sidney Rd, Sidney, MI 48885
- 201 S Main St, Sheridan, MI 48884
- 401 N. State Street, Stanton, MI 48888
Are deposits at Sidney State Bank insured?
Yes. Sidney State Bank is an FDIC-insured bank (FDIC certificate #17232). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Sidney State Bank: frequently asked questions
Is Sidney State Bank a good bank?
Sidney State Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.2% capital ratio); Strongly profitable (ROA 1.94%).
Is Sidney State Bank FDIC-insured?
Yes. Sidney State Bank is a FDIC-insured bank (FDIC certificate #17232). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Sidney State Bank?
Sidney State Bank holds $143 million in total assets, ranking 33rd of 73 banks we track in Michigan. It operates 3 branches.
Does Sidney State Bank have CFPB complaints?
No CFPB complaints against Sidney State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
