Bank Michigan is a bank based in Brooklyn, Michigan, established in 1907, with $160 million in total assets across 3 branches. By Trust Grade it ranks 43rd of 73 banks we track in Michigan. Its capital ratio of 11.9% is stronger than 72% of similarly sized banks, versus a Michigan median of 9.6%. It was profitable over the most recent period, with a 0.45% return on assets. Consumers filed 6 complaints about Credit Services of Michigan with the CFPB — 37.6 per $1B in assets, a higher rate than 94% of peers.
How Bank Michigan compares to Michigan peers
How we graded Bank Michigan
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.9% capital ratio)
- Profitable (ROA 0.45%)
- 37.6 complaints per $1B in assets
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
6 complaints filed with the CFPB against Credit Services of Michigan — 37.6 per $1B in assets.
These records were matched to Bank Michigan by name and may include complaints filed against other institutions with similar names. Complaint counts reflect what consumers reported to the CFPB and are not findings of wrongdoing. Report a mismatch →
Branch locations (3)
- 112 S Main St, Onsted, MI 49265
- 305 E Eisenhower Pkwy, Ann Arbor, MI 48108
- 417 S Main St, Brooklyn, MI 49230
Are deposits at Bank Michigan insured?
Yes. Bank Michigan is an FDIC-insured bank (FDIC certificate #1008). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Bank Michigan: frequently asked questions
Is Bank Michigan a good bank?
Bank Michigan earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 94/100 and a customer-experience score of 45.5/100. Strongly capitalized (11.9% capital ratio); Profitable (ROA 0.45%).
Is Bank Michigan FDIC-insured?
Yes. Bank Michigan is a FDIC-insured bank (FDIC certificate #1008). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Bank Michigan?
Bank Michigan holds $160 million in total assets, ranking 43rd of 73 banks we track in Michigan. It operates 3 branches.
How many complaints does Bank Michigan have?
Consumers filed 6 complaints about Credit Services of Michigan with the CFPB, or 37.6 per $1B in assets.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
