Northpointe Bank is a bank based in Grand Rapids, Michigan, established in 1999, with $7.4 billion in total assets across 1 branch. By Trust Grade it ranks 35th of 73 banks we track in Michigan. Its capital ratio of 9.3% trails most similarly sized banks (29th percentile), versus a Michigan median of 9.6%. It was profitable over the most recent period, with a 1.34% return on assets. No consumer complaints against Northpointe Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Northpointe Bank compares to Michigan peers
How we graded Northpointe Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.3% capital ratio)
- Strongly profitable (ROA 1.34%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Northpointe Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 3333 Deposit Dr Ne, Grand Rapids, MI 49546
Are deposits at Northpointe Bank insured?
Yes. Northpointe Bank is an FDIC-insured bank (FDIC certificate #34953). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Northpointe Bank: frequently asked questions
Is Northpointe Bank a good bank?
Northpointe Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.3% capital ratio); Strongly profitable (ROA 1.34%).
Is Northpointe Bank FDIC-insured?
Yes. Northpointe Bank is a FDIC-insured bank (FDIC certificate #34953). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Northpointe Bank?
Northpointe Bank holds $7.4 billion in total assets, ranking 35th of 73 banks we track in Michigan. It operates 1 branch.
Does Northpointe Bank have CFPB complaints?
No CFPB complaints against Northpointe Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
