Macatawa Bank, National Association is a bank based in Holland, Michigan, established in 1997, with $3.5 billion in total assets across 28 branches. By Trust Grade it ranks 14th of 73 banks we track in Michigan. Its capital ratio of 16.0% is stronger than 95% of similarly sized banks, versus a Michigan median of 9.6%. It was profitable over the most recent period, with a 1.98% return on assets. No consumer complaints against Macatawa Bank, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Macatawa Bank, National Association compares to Michigan peers
How we graded Macatawa Bank, National Association
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (16.0% capital ratio)
- Strongly profitable (ROA 1.98%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Macatawa Bank, National Association over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (28)
- 701 Maple Ave, Holland, MI 49423
- 2020 Baldwin St, Jenison, MI 49428
- 6299 Lake Michigan Dr, Allendale, MI 49401
- 489 Butternut Dr, Holland, MI 49424
- 41 N State St, Zeeland, MI 49464
- 132 Blue Star Hwy, Douglas, MI 49406
- 699 E 16th St, Holland, MI 49423
- 4758 136th Ave, Hamilton, MI 49419
- 20 E Lakewood Blvd, Holland, MI 49424
- 500 Parkside Dr, Zeeland, MI 49464
- 3191 44th St Sw, Grandville, MI 49418
- 3526 Chicago Dr, Hudsonville, MI 49426
- 5271 Clyde Park Ave Sw, Wyoming, MI 49509
- 116 Ottawa Ave Nw, Grand Rapids, MI 49503
- 4590 Cascade Rd Se, Grand Rapids, MI 49546
- 12415 Riley St, Holland, MI 49424
- 3177 Knapp St Ne, Grand Rapids, MI 49525
- 2750 Walker Ave Nw, Walker, MI 49544
- 15135 Whittaker Way, Grand Haven, MI 49417
- 1575 68th St Se, Grand Rapids, MI 49508
- 145 Columbia Ave, Holland, MI 49423
- 2820 10 Mile Rd Ne, Rockford, MI 49341
- 520 Baldwin St, Jenison, MI 49428
- 2440 Burton St Se, Grand Rapids, MI 49546
- 2261 84th St Sw, Byron Center, MI 49315
- 141 E 8th St, Holland, MI 49423
- 6330 28th St Se, Grand Rapids, MI 49546
- 10753 Macatawa Dr, Holland, MI 49424
Are deposits at Macatawa Bank, National Association insured?
Yes. Macatawa Bank, National Association is an FDIC-insured bank (FDIC certificate #34618). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Macatawa Bank, National Association: frequently asked questions
Is Macatawa Bank, National Association a good bank?
Macatawa Bank, National Association earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.0% capital ratio); Strongly profitable (ROA 1.98%).
Is Macatawa Bank, National Association FDIC-insured?
Yes. Macatawa Bank, National Association is a FDIC-insured bank (FDIC certificate #34618). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Macatawa Bank, National Association?
Macatawa Bank, National Association holds $3.5 billion in total assets, ranking 14th of 73 banks we track in Michigan. It operates 28 branches.
Does Macatawa Bank, National Association have CFPB complaints?
No CFPB complaints against Macatawa Bank, National Association appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
