First National Bank Of America is a bank based in East Lansing, Michigan, established in 1955, with $6.8 billion in total assets across 3 branches. By Trust Grade it ranks 55th of 73 banks we track in Michigan. Its capital ratio of 8.0% trails most similarly sized banks (9th percentile), versus a Michigan median of 9.6%. It was profitable over the most recent period, with a 2.71% return on assets. No consumer complaints against First National Bank Of America appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First National Bank Of America compares to Michigan peers
How we graded First National Bank Of America
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.0% capital ratio)
- Strongly profitable (ROA 2.71%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First National Bank Of America over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 241 E Saginaw St, East Lansing, MI 48823
- 315 N Division St, Traverse City, MI 49684
- 4660 Kalamazoo Ave Se, Grand Rapids, MI 49508
Are deposits at First National Bank Of America insured?
Yes. First National Bank Of America is an FDIC-insured bank (FDIC certificate #17438). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First National Bank Of America: frequently asked questions
Is First National Bank Of America a good bank?
First National Bank Of America earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (8.0% capital ratio); Strongly profitable (ROA 2.71%).
Is First National Bank Of America FDIC-insured?
Yes. First National Bank Of America is a FDIC-insured bank (FDIC certificate #17438). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First National Bank Of America?
First National Bank Of America holds $6.8 billion in total assets, ranking 55th of 73 banks we track in Michigan. It operates 3 branches.
Does First National Bank Of America have CFPB complaints?
No CFPB complaints against First National Bank Of America appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
