Isabella Bank is a bank based in Mount Pleasant, Michigan, established in 1903, with $2.2 billion in total assets across 32 branches. By Trust Grade it ranks 49th of 73 banks we track in Michigan. Its capital ratio of 8.3% trails most similarly sized banks (12th percentile), versus a Michigan median of 9.6%. It was profitable over the most recent period, with a 1.05% return on assets. No consumer complaints against Isabella Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Isabella Bank compares to Michigan peers
How we graded Isabella Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.3% capital ratio)
- Strongly profitable (ROA 1.05%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Isabella Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (32)
- 3388 N Woodruff Rd, Weidman, MI 48893
- 8529 100th Ave, Stanwood, MI 49346
- 200 S University Ave, Mount Pleasant, MI 48858
- 1402 W High St, Mount Pleasant, MI 48858
- 2127 S Mission St, Mount Pleasant, MI 48858
- 1416 E Pickard St, Mount Pleasant, MI 48858
- 1876 N Winn Rd, Weidman, MI 48893
- 532 N Mcewan St, Clare, MI 48617
- 1125 N Mcewan St, Clare, MI 48617
- 1402 E Center St, Ithaca, MI 48847
- 8351 100th Ave, Canadian Lakes, MI 49346
- 220 W Wheatland Ave, Remus, MI 49340
- 313 W Bridge St, Six Lakes, MI 48886
- 500 E Wright Ave, Shepherd, MI 48883
- 16490 Gratiot Rd, Hemlock, MI 48626
- 21440 Perry Ave, Big Rapids, MI 49307
- 131 N State St, Stanton, MI 48888
- 125 N Coldwater Rd, Lake Isabella, MI 48893
- 399 W Main St, Farwell, MI 48622
- 2222 N Saginaw Rd, Midland, MI 48640
- 399 S Main St, Freeland, MI 48623
- 711 Maple St, Big Rapids, MI 49307
- 210 S Saginaw Rd, Midland, MI 48640
- 4975 Bay Rd, Saginaw, MI 48604
- 203 E Genesee Ave, Saginaw, MI 48607
- 316 E Saginaw St, Breckenridge, MI 48615
- 5705 State St, Saginaw, MI 48603
- 723 South Washington Avenue, Bay City, MI 48708
- 139 E Broadway St, Mount Pleasant, MI 48858
- 1405 W Washington St, Greenville, MI 48838
- 240 E Northern Ave, Barryton, MI 49305
- 401 Main St, Blanchard, MI 49310
Are deposits at Isabella Bank insured?
Yes. Isabella Bank is an FDIC-insured bank (FDIC certificate #1005). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Isabella Bank: frequently asked questions
Is Isabella Bank a good bank?
Isabella Bank earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (8.3% capital ratio); Strongly profitable (ROA 1.05%).
Is Isabella Bank FDIC-insured?
Yes. Isabella Bank is a FDIC-insured bank (FDIC certificate #1005). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Isabella Bank?
Isabella Bank holds $2.2 billion in total assets, ranking 49th of 73 banks we track in Michigan. It operates 32 branches.
Does Isabella Bank have CFPB complaints?
No CFPB complaints against Isabella Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
