West Michigan Community Bank is a bank based in Hudsonville, Michigan, established in 1976, with $1.2 billion in total assets across 8 branches. By Trust Grade it ranks 45th of 73 banks we track in Michigan. Its capital ratio of 8.6% trails most similarly sized banks (17th percentile), versus a Michigan median of 9.6%. It was profitable over the most recent period, with a 1.37% return on assets. No consumer complaints against West Michigan Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How West Michigan Community Bank compares to Michigan peers
How we graded West Michigan Community Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.6% capital ratio)
- Strongly profitable (ROA 1.37%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for West Michigan Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (8)
- 3467 Kelly St, Hudsonville, MI 49426
- 437 Baldwin St, Jenison, MI 49428
- 99 E 8th St, Holland, MI 49423
- 51 Ionia Ave Sw, Grand Rapids, MI 49503
- 5367 School Ave, Hudsonville, MI 49426
- 107 N State St, Zeeland, MI 49464
- 82 Douglas Ave, Holland, MI 49424
- 4797 Cascade Rd Se, Grand Rapids, MI 49546
Are deposits at West Michigan Community Bank insured?
Yes. West Michigan Community Bank is an FDIC-insured bank (FDIC certificate #22308). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
West Michigan Community Bank: frequently asked questions
Is West Michigan Community Bank a good bank?
West Michigan Community Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.6% capital ratio); Strongly profitable (ROA 1.37%).
Is West Michigan Community Bank FDIC-insured?
Yes. West Michigan Community Bank is a FDIC-insured bank (FDIC certificate #22308). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is West Michigan Community Bank?
West Michigan Community Bank holds $1.2 billion in total assets, ranking 45th of 73 banks we track in Michigan. It operates 8 branches.
Does West Michigan Community Bank have CFPB complaints?
No CFPB complaints against West Michigan Community Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
