United Bank Of Michigan is a bank based in Grand Rapids, Michigan, established in 1903, with $1.1 billion in total assets across 13 branches. By Trust Grade it ranks 24th of 73 banks we track in Michigan. Its capital ratio of 9.9% trails most similarly sized banks (42th percentile), versus a Michigan median of 9.6%. It was profitable over the most recent period, with a 1.15% return on assets. No consumer complaints against United Bank Of Michigan appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How United Bank Of Michigan compares to Michigan peers
How we graded United Bank Of Michigan
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.9% capital ratio)
- Strongly profitable (ROA 1.15%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for United Bank Of Michigan over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (13)
- 1796 142nd Ave, Dorr, MI 49323
- 102 W Main St, Hopkins, MI 49328
- 132 S Main St, Clarksville, MI 48815
- 1131 W Superior St, Wayland, MI 49348
- 2404 Patterson, Shelbyville, MI 49344
- 6801 Cascade Rd Se, Grand Rapids, MI 49546
- 155 Marcell Dr Ne, Rockford, MI 49341
- 8540 Broadmoor Ave Se, Caledonia, MI 49316
- 8301 Byron Center Ave Sw, Byron Center, MI 49315
- 1884 Baldwin St, Jenison, MI 49428
- 44 Ionia Ave Sw, Grand Rapids, MI 49503
- 167 S River Ave, Holland, MI 49423
- 900 East Paris Ave Se, Grand Rapids, MI 49546
Are deposits at United Bank Of Michigan insured?
Yes. United Bank Of Michigan is an FDIC-insured bank (FDIC certificate #11807). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
United Bank Of Michigan: frequently asked questions
Is United Bank Of Michigan a good bank?
United Bank Of Michigan earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.9% capital ratio); Strongly profitable (ROA 1.15%).
Is United Bank Of Michigan FDIC-insured?
Yes. United Bank Of Michigan is a FDIC-insured bank (FDIC certificate #11807). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is United Bank Of Michigan?
United Bank Of Michigan holds $1.1 billion in total assets, ranking 24th of 73 banks we track in Michigan. It operates 13 branches.
Does United Bank Of Michigan have CFPB complaints?
No CFPB complaints against United Bank Of Michigan appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
