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Superior National Bank

Hancock, MI · Est. 1890 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Superior National Bank is a bank based in Hancock, Michigan, established in 1890, with $1.1 billion in total assets across 10 branches. By Trust Grade it ranks 16th of 73 banks we track in Michigan. Its capital ratio of 11.1% is stronger than 63% of similarly sized banks, versus a Michigan median of 9.6%. It was profitable over the most recent period, with a 1.08% return on assets. No consumer complaints against Superior National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.1B
$1B–10B institution
Deposits
$886.6M
Branches
10
Capital ratio
11.1%
Top 37% of $1B–10B peers · Michigan median 9.6%
Return on assets
1.1%
Bottom 39% of $1B–10B peers · Michigan median 1.15%
Rank in Michigan
#16
of 73 banks

How Superior National Bank compares to Michigan peers

Capital ratio
Top 37% of $1B–10B peers
Superior National
11.1%
Michigan median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 39% of $1B–10B peers
Superior National
1.1%
Michigan median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Superior National Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.1% capital ratio)
  • Strongly profitable (ROA 1.08%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Superior National Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (10)

  • 201 S Superior Ave, Baraga, MI 49908
  • 53115 State Highway M26, Lake Linden, MI 49945
  • 901 W Sharon Ave, Houghton, MI 49931
  • 1000 W Sharon Ave, Houghton, MI 49931
  • 229 E Franklin St, Hancock, MI 49930
  • 56788 Station Dr, Calumet, MI 49913
  • 235 Quincy St, Hancock, MI 49930
  • 2500 W Maple Rd, Bloomfield Hills, MI 48301
  • 363 W Big Beaver Rd, Troy, MI 48084
  • 1 East Broad Street, L'Anse, MI 49946

Are deposits at Superior National Bank insured?

Yes. Superior National Bank is an FDIC-insured bank (FDIC certificate #5058). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Superior National Bank: frequently asked questions

Is Superior National Bank a good bank?

Superior National Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.1% capital ratio); Strongly profitable (ROA 1.08%).

Is Superior National Bank FDIC-insured?

Yes. Superior National Bank is a FDIC-insured bank (FDIC certificate #5058). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Superior National Bank?

Superior National Bank holds $1.1 billion in total assets, ranking 16th of 73 banks we track in Michigan. It operates 10 branches.

Does Superior National Bank have CFPB complaints?

No CFPB complaints against Superior National Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

United Bank Of Michigan
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Northstar Bank
bank · Bad Axe, MI · $1.1B assets
University Bank
bank · Ann Arbor, MI · $1.1B assets
West Michigan Community Bank
bank · Hudsonville, MI · $1.2B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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