University Bank is a bank based in Ann Arbor, Michigan, established in 1908, with $1.1 billion in total assets across 2 branches. By Trust Grade it ranks 38th of 73 banks we track in Michigan. Its capital ratio of 9.6% trails most similarly sized banks (36th percentile), versus a Michigan median of 9.6%. It was profitable over the most recent period, with a 0.69% return on assets. No consumer complaints against University Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How University Bank compares to Michigan peers
How we graded University Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.6% capital ratio)
- Profitable (ROA 0.69%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for University Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 301 W Michigan Ave, Ypsilanti, MI 48197
- 2015 Washtenaw Ave, Ann Arbor, MI 48104
Are deposits at University Bank insured?
Yes. University Bank is an FDIC-insured bank (FDIC certificate #14587). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
University Bank: frequently asked questions
Is University Bank a good bank?
University Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (9.6% capital ratio); Profitable (ROA 0.69%).
Is University Bank FDIC-insured?
Yes. University Bank is a FDIC-insured bank (FDIC certificate #14587). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is University Bank?
University Bank holds $1.1 billion in total assets, ranking 38th of 73 banks we track in Michigan. It operates 2 branches.
Does University Bank have CFPB complaints?
No CFPB complaints against University Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
